The Secrets That No One is Telling You About Retirement

While you are racing toward the inevitable here is a little secret about retirement that no one is telling you about. No, they don’t mean to keep it a secret the fact is most persons don’t really know. So here is what you should know about retirement that no one is telling- Retirement Ain’t What it Used To Be!

Historically, retirement planning was based on a three-legged stool model approach. So our parents  had the expectation and could comfortably retire with a company pension,  Social Security benefits and their individual investments.  But that retirement model has changed and you can no longer rely on company pension. Not only can you not rely on a company’s pension plan but your anticipated National Insurance benefit is now in doubt as current funding method is being forecast to drain the available resources by 2029. Continue reading »